compare no load insurance life
I have posted elsewhere on this forum about the plight of my 86 year old uncle who is very gravely ill in hospital and not expected to last very much longer.(qv: http://forums.moneysavingexpert.com/showthread.php?t=2621807 )
He has been seriously ill since the end of March 2010 but before this was a fully independent person living alone (with regular family oversight) in a semi detached house with a large garden and three greenhouses. He had his own car but mainly just for local use and his weekly supermarket shopping.
He was always fiercely independent and did not like to accept offers of assistance from the family although we did help him with his garden and unfortunately as it has transpired, last year I helped him get a better deal on his car insurance, or so it then seemed. (If I had only had a crystal ball etc).
My uncle had never been interested in having a credit card but I had no qualms about paying for the new Barclays policy on mine as he immediately repaid me in cash and it meant that he made a substantial saving on his former broker-arranged policy.
When he fell ill at the end of March 2010 he soon realised that he would be unable to keep the car on and so transferred ownership to another relation (my cousin). It was all documented correctly and the registration document slip was forwarded to DVLA who subsequently sent written confirmation of the change of ownership with a note to say that this confirmation should be retained as evidence of the change. My cousin then took out his own insurance policy on the vehicle.